To whom should we ask for help and how should we do to get a payday loan of 10000 euros? How should we act and what procedure must we follow to have this loan without losing too much money because of interest? What are the most advantageous options?
We see it together in this our special guide on what to do to get a small sum to overcome some small and unexpected problem and / or to buy something new for the family.
Here’s what you need to do to get the right loan for you!
How to get a 10000 euro payday loan
If you need to get a small unfinished loan, then you need to have a sum that you can spend without necessarily indicating its use, the fastest method is to request a personal loan that allows you to get a sum of money quickly and without force to follow too many complicated steps.
The personal loan is a type of loan that allows the disbursement of the sum that can be repaid in comfortable installments with variable numbers. The loan applicant can also choose in how many installments to repay the loan requested.
Even if it is a rather small amount of money, you must still offer guarantees before obtaining it.
Below we will report them all. The loan can be had without too much difficulty and also thanks to the rapid procedures on the web, which allow in a short time to obtain the requested 10000 euros. In general, a couple of days are enough to get this sum.
The personal loan is the fastest among the available ways to have easily the 10,000 euros, in the following paragraphs we see carefully what are all the various ways to request the loan.
The necessary guarantees for the 10000 euro payday loan
Although we are talking about a loan of a rather small amount, there are still guarantees to be given to the institution to get it. There are many ways in which a guarantee can be given to obtain the loan requested.
These guarantees are always the same, even for those who do not have a pay slip, for those who have been marked as a bad payer or for those who have been protested. Here are the various guarantees required to apply for the loan:
- the pension : this is a guarantee that can be used to request this small loan, the duration and the number of installments that must be repaid can be reduced by relating the calculation to the age of the subject to the requested amount;
- the pay slip : the most effective guarantee for a loan is the pay slip which generally allows you to get the loan from 10,000 euros quickly and also having advantageous rates;
- the guarantee of a third party : a third party guarantor can be a parent, or a friend, or a relative or a person who can make a guarantee. The third person acting as guarantor could become the manager instead of the applicant;
- the salary assignment : a valid modality even in the case in which the subject that needs the loan was in the list of bad payers, in this case the assignment of the fifth is a guarantee for the loan. In this way the subject can return the sum that will be withheld directly from the salary.
What do you need to get it?
There is talk of a rather low sum and not too difficult to repay, for this reason it is not so difficult to get a payday loan of 10000 euros. You can also decide to make the request comfortably online so you don’t have to go only to the offices. To obtain the loan it is always necessary to provide:
- an identity document;
- the pay slip or the pension slip;
The documents indicated in the list are mandatory in all cases. No other documents are needed and the institution will take care of the remaining operations.
How long does it take to get the sum?
If the subject has decided to apply for the loan online, you can have it quickly and without too many complex steps.
This is an almost immediate loan that can be obtained within a maximum of 48 hours from the opening of the request for the sum. So in a couple of days the money will be paid directly to the applicant’s account.
These fast times are only available for web loans. Online loans also allow you to have advantages that you can discover by continuing to read our loan guide!
In personal loans in general, interest is heavier when compared to the interest associated with mortgages or simple loans for the purchase of goods. We therefore advise you to check both the interest rate, which is indicated by the TAN, and to check the APR, hence the summary total cost of the loan.
The summary total cost of the loan indicates all the commissions that must be paid to obtain the loan. If you decide to go ahead with the loan application on the web, you can choose the different conditions in the same way as for the loan application in the offices.
Loans on the web can be requested in a few minutes and even obtained in a few hours, it is possible to do research on the various loans, on the most convenient ones and make comparisons. Even the lowest and most suitable TAN and APR can be chosen online.
The 10000 euro payday loan for the protested subjects
Generally we think that those who have been protested or who are bad payers cannot even get a small loan, but the reality is different. People who have been protested can still have a loan of 10,000 euros, even without being forced to provide too many guarantees to institutions.
The simplest and fastest way to get a loan of money even if you have been marked as a bad payer and / or if you have been protested is to give a salary- backed loan as a guarantee.
The sale of the fifth therefore makes it possible to obtain even a loan of 10,000 euros which can even reach up to 30,000 euros, without even having too many difficulties. There are also plans to repay the sum in 10 years.
These loans even have lower interest rates than those of the common personal loan. This occasion allows almost everyone to have a loan of 10,000 euros.
To buy an appliance, the financial one agrees
To buy a new appliance or furniture, it is advisable to request a financial in-store. It is not uncommon for large chains to allow customers to get easy payment solutions through financing.
Even for in-store purchases through financial, we advise you to pay attention to the terms of the loan and also to view the financial statements of the online stores. Doing a little research often helps you save money and find the best financial support.
Can one ask for loans for 10,000 euros if you are a temporary worker?
The answer to the question is yes, but there are restrictions. Even if you are a member of a fixed- term contract, you can apply for a loan.
However, an obligatory guarantee must be provided or the number of installments to be paid must in no way exceed the contract months that remain.
The conditions for the loan are the same as those offered to those who have a permanent contract.